1. We have a client advisory board that meets periodically to advise us how we can serve our clients better.
2. Our clientele is 100% referral! Introduced by long standing personal relationships, existing clients, other professional advisors, or associates of Gwinnett Community Bank.
3. We are currently accepting new clients and their families with no asset minimum requirements; only a desire to be financially independent.
Financial Planning
WE...
4. Care about YOU and your money.
5. Ask questions in order to understand your needs and objections.
6. Guide you to think about areas of your financial life you may not have considered.
7. Help organize your financial solution.
8. Formalize your goals and make specific recommendations to help you meet those goals.
9. Prepare a financial plan for you and your family.
10. Review and recommend life insurance policies that protect you, your family, and business.
11. Assist in preparing an estate plan for you.
12. Review you children's custodial accounts and college savings accounts.
13. Prepare an income distribution plan for you utilizing the "Income for life Model".
14. Persuade you to do things you know you ought to do, even if you don't feel like doing them (Accountability Partner)
Investments
15. Prepares asset allocation for you so that you can potentially achieve the best rate of return for a given risk tolerance.
16. Do due diligence on money managers, or an expert who can, in order to make the appropriate recommendations.
17. Stay up-to-date on changes in the investment world.
18. Monitor your investments
19. Review your existing annuities to insure that they are properly structured and have the appropriate features.
20. Review your investments in your company 401(k), 403 (b) plans or your existing IRA's.
21. Improve your investment performance by reviewing and revising your existing portfolios as conditions change.
22. Guide you through difficult periods in the stock market by sharing perspective.
23. Convert your investments in lifetime income.
24. Provide research on stocks and bonds from independent sources.
25. Record and research your cost basis on securities.
26. Determine the level of risk in your existing portfolio.
27. Help you consolidate and simplify your investments.
28. Provide you with alternative investment options.
29. Provide you with executive services involving restricted stock and employer options.
30. Show you how to access your statements and other information on-line.
34. Monitor changes in your life and family situation.
35. Proactively keep in touch with you.
36. Remain only a telephone call away to answer a financial question.
37. Make sure that our firm is always providing excellent cutting edge financial services.
38. Provide referrals to other professionals who can help you.
39. Suggest alternatives to increasing your income in retirement.
40. Share the experience of hundreds of clients who have faced similar situations.
41. Help in the continuity of your family's financial plan through generations.
42. Facilitate the transfers of investments from those individual names to trust, or from an owner through beneficiaries.
43. Identify any savings shortfall.
44. Educate you on retirement issues, inflation, long-term care, excessive withdrawals, healthcare, volatility...etc.
45. Keep you on track with regularly planned visits.
46. Are someone you can trust and get advice from in all financial matters.
47. Are respectful of your time, health, family, and wealth.
