Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
Community Wealth Management
2775 Buford Hwy • Duluth, GA • 30096
Phone: 678-473-6723 • Fax: 770-476-4295
• terry.swaim@investfinancial.com

Securities and insurance products through INVEST Financial Corporation (INVEST), member FINRA/SIPC, and affiliated insurance agencies. INVEST is not affiliated with Community Wealth Management, Inc.   Advisory services offered through INVEST, a Registered Investment A dvisor. INVEST and Community Wealth Management Inc. are not affiliated with Gwinnett Community bank or it's entities. 

The products offered are not insured by the FDIC or any other agency of the U.S., the bank, or an affiliate of the bank. Products are not deposits, or other obligations, or guarantees of the bank or an affiliate of the bank. Products are subject to investment risks, including the possible loss of principal amount invested.

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